Marcus by Goldman Sachs vs UFB Direct
Head-to-head comparison of Marcus Online Savings Account and UFB Secure Savings, updated daily.
UFB Direct currently wins on APY: 4.57% vs 3.65%
| Feature | Marcus by Goldman SachsLive | UFB DirectUpdated 1d ago |
|---|---|---|
| APY | 3.65% | 4.57%★ |
| Min opening deposit | $0 | $0 |
| Min balance for APY | $0 | $0 |
| Monthly fee | $0.00 | $0.00 |
| Insurance | FDIC | FDIC |
| Compounding | daily | daily |
| ATM access | No | Yes★ |
| Check writing | No | No |
| Mobile app | Yes | Yes |
| Editor rating | 4.5 / 5★ | 4.0 / 5 |
Marcus by Goldman Sachs verdict
Marcus is the conservative choice. It does not have the absolute highest APY on the market, but it is consistently within the top tier and is backed by one of the most established financial institutions in the world. For savers who prioritize stability over chasing rates, this is our recommended option.
Read full Marcus by Goldman Sachs review →UFB Direct verdict
UFB Direct is one of the rate leaders and includes an ATM card, which is unusual. Our concern is customer service — UFB has had mixed reviews in third-party surveys. If you are confident you will not need much hand-holding, the math works in your favor.
Read full UFB Direct review →