UFB Secure Savings
A division of Axos Bank known for aggressive APY pricing.
APY
4.57%
Editor rating
4.0 / 5
Insurance
FDIC
Cert #34519
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Editor's Verdict
UFB Direct is one of the rate leaders and includes an ATM card, which is unusual. Our concern is customer service — UFB has had mixed reviews in third-party surveys. If you are confident you will not need much hand-holding, the math works in your favor.
By HYSA Compare Editorial Team · APY verified on 2026-04-06T00:00:00.000Z
Pros
- + High APY across all balance tiers
- + ATM card included
- + Backed by Axos Bank
Cons
- − Customer service rated below average historically
- − Account opening UX is dated
Account details
- Institution type
- BANK
- Minimum opening deposit
- $0
- Min. balance to earn APY
- $0
- Monthly fee
- $0.00
- Compounding
- daily
- ATM access
- Yes
- Check writing
- No
- Mobile app
- Yes