Bask Bank vs LendingClub Bank
Head-to-head comparison of Bask Interest Savings and LendingClub LevelUp Savings, updated daily.
Bask Bank currently wins on APY: 4.65% vs 4.50%
| Feature | Bask BankUpdated 1d ago | LendingClub BankUpdated 1d ago |
|---|---|---|
| APY | 4.65%★ | 4.50% |
| Min opening deposit | $0 | $0 |
| Min balance for APY | $0 | $0 |
| Monthly fee | $0.00 | $0.00 |
| Insurance | FDIC | FDIC |
| Compounding | daily | daily |
| ATM access | No | Yes★ |
| Check writing | No | No |
| Mobile app | Yes | Yes |
| Editor rating | 4.5 / 5★ | 4.3 / 5 |
Bask Bank verdict
Bask is one of the rate leaders right now and has been consistently aggressive on APY since launch in 2020. The Mileage Savings variant is genuinely unique — you can earn American Airlines miles instead of interest. For pure cash yield, Bask is currently in our top 3.
Read full Bask Bank review →LendingClub Bank verdict
LendingClub LevelUp is a clever product — the bonus tier is unlocked with just $250/month in deposits, which is achievable for almost anyone. For accumulators (people building savings, not draining them), this is one of the best structures on the market.
Read full LendingClub Bank review →