Bask Interest Savings
A digital subsidiary of Texas Capital Bank with one of the highest APYs available.
APY
4.65%
Editor rating
4.5 / 5
Insurance
FDIC
Cert #17313
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Editor's Verdict
Bask is one of the rate leaders right now and has been consistently aggressive on APY since launch in 2020. The Mileage Savings variant is genuinely unique — you can earn American Airlines miles instead of interest. For pure cash yield, Bask is currently in our top 3.
By HYSA Compare Editorial Team · APY verified on 2026-04-06T00:00:00.000Z
Pros
- + One of the highest APYs on the market
- + Backed by Texas Capital Bank (FDIC since 1998)
- + Optional Mileage Savings product (American Airlines miles instead of cash interest)
Cons
- − Newer brand — less name recognition
- − No checking, no ATM
Account details
- Institution type
- BANK
- Minimum opening deposit
- $0
- Min. balance to earn APY
- $0
- Monthly fee
- $0.00
- Compounding
- daily
- ATM access
- No
- Check writing
- No
- Mobile app
- Yes