Bask Bank vs Discover Bank
Head-to-head comparison of Bask Interest Savings and Discover Online Savings Account, updated daily.
Bask Bank currently wins on APY: 4.65% vs 4.00%
| Feature | Bask BankUpdated 1d ago | Discover BankUpdated 1d ago |
|---|---|---|
| APY | 4.65%★ | 4.00% |
| Min opening deposit | $0 | $0 |
| Min balance for APY | $0 | $0 |
| Monthly fee | $0.00 | $0.00 |
| Insurance | FDIC | FDIC |
| Compounding | daily | daily |
| ATM access | No | No |
| Check writing | No | No |
| Mobile app | Yes | Yes |
| Editor rating | 4.5 / 5★ | 4.1 / 5 |
Bask Bank verdict
Bask is one of the rate leaders right now and has been consistently aggressive on APY since launch in 2020. The Mileage Savings variant is genuinely unique — you can earn American Airlines miles instead of interest. For pure cash yield, Bask is currently in our top 3.
Read full Bask Bank review →Discover Bank verdict
Discover is solid but no longer at the top of the rate league. We still recommend it for savers who already have a Discover credit card and want everything in one place. Otherwise, SoFi or Marcus offer 40-60bps more for similar terms.
Read full Discover Bank review →