Bask Bank vs CIT Bank
Head-to-head comparison of Bask Interest Savings and CIT Platinum Savings, updated daily.
Bask Bank currently wins on APY: 4.65% vs 4.55%
| Feature | Bask BankUpdated 1d ago | CIT BankUpdated 1d ago |
|---|---|---|
| APY | 4.65%★ | 4.55% |
| Min opening deposit | $0★ | $100 |
| Min balance for APY | $0★ | $5,000 |
| Monthly fee | $0.00 | $0.00 |
| Insurance | FDIC | FDIC |
| Compounding | daily | daily |
| ATM access | No | No |
| Check writing | No | No |
| Mobile app | Yes | Yes |
| Editor rating | 4.5 / 5★ | 4.3 / 5 |
Bask Bank verdict
Bask is one of the rate leaders right now and has been consistently aggressive on APY since launch in 2020. The Mileage Savings variant is genuinely unique — you can earn American Airlines miles instead of interest. For pure cash yield, Bask is currently in our top 3.
Read full Bask Bank review →CIT Bank verdict
CIT Platinum has a tiered structure that rewards larger savers. If you can keep $5,000+ in the account, the APY is among the best on this list. Below that threshold the rate drops sharply, so it is not a good fit for emergency funds being actively built up.
Read full CIT Bank review →