American Express National Bank vs Bask Bank
Head-to-head comparison of American Express High Yield Savings and Bask Interest Savings, updated daily.
Bask Bank currently wins on APY: 4.65% vs 3.20%
| Feature | American Express National BankLive | Bask BankUpdated 1d ago |
|---|---|---|
| APY | 3.20% | 4.65%★ |
| Min opening deposit | $0 | $0 |
| Min balance for APY | $0 | $0 |
| Monthly fee | $0.00 | $0.00 |
| Insurance | FDIC | FDIC |
| Compounding | daily | daily |
| ATM access | No | No |
| Check writing | No | No |
| Mobile app | Yes | Yes |
| Editor rating | 4.0 / 5 | 4.5 / 5★ |
American Express National Bank verdict
Amex is the bank you pick when you want zero surprises. It will rarely lead the APY tables, but it will also rarely fall to the bottom — Amex tends to track the Fed Funds rate cleanly. Best for existing Amex card customers who value consolidation.
Read full American Express National Bank review →Bask Bank verdict
Bask is one of the rate leaders right now and has been consistently aggressive on APY since launch in 2020. The Mileage Savings variant is genuinely unique — you can earn American Airlines miles instead of interest. For pure cash yield, Bask is currently in our top 3.
Read full Bask Bank review →