Fidelity (Brokerage Cash) vs Marcus by Goldman Sachs
Head-to-head comparison of Fidelity Cash Management Account and Marcus Online Savings Account, updated daily.
Fidelity (Brokerage Cash) currently wins on APY: 4.05% vs 3.65%
| Feature | Fidelity (Brokerage Cash)Updated 1d ago | Marcus by Goldman SachsLive |
|---|---|---|
| APY | 4.05%★ | 3.65% |
| Min opening deposit | $0 | $0 |
| Min balance for APY | $0 | $0 |
| Monthly fee | $0.00 | $0.00 |
| Insurance | FDIC | FDIC |
| Compounding | daily | daily |
| ATM access | Yes★ | No |
| Check writing | Yes★ | No |
| Mobile app | Yes | Yes |
| Editor rating | 4.6 / 5★ | 4.5 / 5 |
Fidelity (Brokerage Cash) verdict
Fidelity's Cash Management Account is the cleanest "all-in-one" replacement for both checking and savings if you are willing to use a brokerage. The ATM fee reimbursement is industry-leading. Yield is slightly below the pure-play HYSAs but the convenience and integration usually justify it.
Read full Fidelity (Brokerage Cash) review →Marcus by Goldman Sachs verdict
Marcus is the conservative choice. It does not have the absolute highest APY on the market, but it is consistently within the top tier and is backed by one of the most established financial institutions in the world. For savers who prioritize stability over chasing rates, this is our recommended option.
Read full Marcus by Goldman Sachs review →