Barclays Bank Delaware vs LendingClub Bank
Head-to-head comparison of Barclays Online Savings and LendingClub LevelUp Savings, updated daily.
LendingClub Bank currently wins on APY: 4.50% vs 4.35%
| Feature | Barclays Bank DelawareUpdated 1d ago | LendingClub BankUpdated 1d ago |
|---|---|---|
| APY | 4.35% | 4.50%★ |
| Min opening deposit | $0 | $0 |
| Min balance for APY | $0 | $0 |
| Monthly fee | $0.00 | $0.00 |
| Insurance | FDIC | FDIC |
| Compounding | daily | daily |
| ATM access | No | Yes★ |
| Check writing | No | No |
| Mobile app | Yes | Yes |
| Editor rating | 4.3 / 5 | 4.3 / 5 |
Barclays Bank Delaware verdict
Barclays is a quietly excellent option that does not get the marketing attention of SoFi or Marcus. APY is consistently within 10-20bps of the leaders, and the institution is well-capitalized. Worth considering if you want a non-U.S.-headquartered bank exposure.
Read full Barclays Bank Delaware review →LendingClub Bank verdict
LendingClub LevelUp is a clever product — the bonus tier is unlocked with just $250/month in deposits, which is achievable for almost anyone. For accumulators (people building savings, not draining them), this is one of the best structures on the market.
Read full LendingClub Bank review →