Barclays Bank Delaware vs Bread Savings
Head-to-head comparison of Barclays Online Savings and Bread Savings High-Yield Savings, updated daily.
Bread Savings currently wins on APY: 4.40% vs 4.35%
| Feature | Barclays Bank DelawareUpdated 1d ago | Bread SavingsUpdated 1d ago |
|---|---|---|
| APY | 4.35% | 4.40%★ |
| Min opening deposit | $0★ | $100 |
| Min balance for APY | $0★ | $100 |
| Monthly fee | $0.00 | $0.00 |
| Insurance | FDIC | FDIC |
| Compounding | daily | daily |
| ATM access | No | No |
| Check writing | No | No |
| Mobile app | Yes★ | No |
| Editor rating | 4.3 / 5★ | 4.1 / 5 |
Barclays Bank Delaware verdict
Barclays is a quietly excellent option that does not get the marketing attention of SoFi or Marcus. APY is consistently within 10-20bps of the leaders, and the institution is well-capitalized. Worth considering if you want a non-U.S.-headquartered bank exposure.
Read full Barclays Bank Delaware review →Bread Savings verdict
Bread Savings is bare-bones and proud of it. There is no mobile app, no checking, no ATM — just a savings account with a competitive APY. For savers who want to "set and forget" without temptation to spend, the lack of features is a feature.
Read full Bread Savings review →