Alliant Credit Union vs Wealthfront (Brokerage Cash)
Head-to-head comparison of Alliant High-Rate Savings and Wealthfront Cash Account, updated daily.
Wealthfront (Brokerage Cash) currently wins on APY: 4.50% vs 3.10%
| Feature | Alliant Credit UnionUpdated 1d ago | Wealthfront (Brokerage Cash)Updated 1d ago |
|---|---|---|
| APY | 3.10% | 4.50%★ |
| Min opening deposit | $5 | $1★ |
| Min balance for APY | $100 | $0★ |
| Monthly fee | $0.00 | $0.00 |
| Insurance | NCUA | FDIC |
| Compounding | monthly | monthly |
| ATM access | Yes | Yes |
| Check writing | No | Yes★ |
| Mobile app | Yes | Yes |
| Editor rating | 3.4 / 5 | 4.7 / 5★ |
Alliant Credit Union verdict
Alliant is included on this list as the credit union benchmark, not because the rate is competitive (it is not — about 150bps below the leaders). Choose Alliant only if you specifically want the credit union ownership model and the ATM network access.
Read full Alliant Credit Union review →Wealthfront (Brokerage Cash) verdict
Wealthfront's Cash Account is technically a brokerage sweep product, not a bank account — but the practical experience is identical, and the FDIC pass-through coverage ceiling is the highest on this list. If you have over $250k in cash, Wealthfront is the cleanest way to keep it fully insured in one place.
Read full Wealthfront (Brokerage Cash) review →