BrioDirect vs Marcus by Goldman Sachs
Head-to-head comparison of BrioDirect High-Yield Savings and Marcus Online Savings Account, updated daily.
BrioDirect currently wins on APY: 4.85% vs 3.65%
| Feature | BrioDirectUpdated 1d ago | Marcus by Goldman SachsLive |
|---|---|---|
| APY | 4.85%★ | 3.65% |
| Min opening deposit | $5,000 | $0★ |
| Min balance for APY | $25 | $0★ |
| Monthly fee | $0.00 | $0.00 |
| Insurance | FDIC | FDIC |
| Compounding | daily | daily |
| ATM access | No | No |
| Check writing | No | No |
| Mobile app | Yes | Yes |
| Editor rating | 4.4 / 5 | 4.5 / 5★ |
BrioDirect verdict
BrioDirect currently leads the pack on APY in April 2026, and it has been at or near the top for over a year — this is not a teaser rate that disappears in 90 days. The catch is the $5,000 minimum opening deposit, which makes this a poor fit for someone just starting their emergency fund.
Read full BrioDirect review →Marcus by Goldman Sachs verdict
Marcus is the conservative choice. It does not have the absolute highest APY on the market, but it is consistently within the top tier and is backed by one of the most established financial institutions in the world. For savers who prioritize stability over chasing rates, this is our recommended option.
Read full Marcus by Goldman Sachs review →