BrioDirect vs LendingClub Bank
Head-to-head comparison of BrioDirect High-Yield Savings and LendingClub LevelUp Savings, updated daily.
BrioDirect currently wins on APY: 4.85% vs 4.50%
| Feature | BrioDirectUpdated 1d ago | LendingClub BankUpdated 1d ago |
|---|---|---|
| APY | 4.85%★ | 4.50% |
| Min opening deposit | $5,000 | $0★ |
| Min balance for APY | $25 | $0★ |
| Monthly fee | $0.00 | $0.00 |
| Insurance | FDIC | FDIC |
| Compounding | daily | daily |
| ATM access | No | Yes★ |
| Check writing | No | No |
| Mobile app | Yes | Yes |
| Editor rating | 4.4 / 5★ | 4.3 / 5 |
BrioDirect verdict
BrioDirect currently leads the pack on APY in April 2026, and it has been at or near the top for over a year — this is not a teaser rate that disappears in 90 days. The catch is the $5,000 minimum opening deposit, which makes this a poor fit for someone just starting their emergency fund.
Read full BrioDirect review →LendingClub Bank verdict
LendingClub LevelUp is a clever product — the bonus tier is unlocked with just $250/month in deposits, which is achievable for almost anyone. For accumulators (people building savings, not draining them), this is one of the best structures on the market.
Read full LendingClub Bank review →