Barclays Bank Delaware vs CIT Bank
Head-to-head comparison of Barclays Online Savings and CIT Platinum Savings, updated daily.
CIT Bank currently wins on APY: 4.55% vs 4.35%
| Feature | Barclays Bank DelawareUpdated 1d ago | CIT BankUpdated 1d ago |
|---|---|---|
| APY | 4.35% | 4.55%★ |
| Min opening deposit | $0★ | $100 |
| Min balance for APY | $0★ | $5,000 |
| Monthly fee | $0.00 | $0.00 |
| Insurance | FDIC | FDIC |
| Compounding | daily | daily |
| ATM access | No | No |
| Check writing | No | No |
| Mobile app | Yes | Yes |
| Editor rating | 4.3 / 5 | 4.3 / 5 |
Barclays Bank Delaware verdict
Barclays is a quietly excellent option that does not get the marketing attention of SoFi or Marcus. APY is consistently within 10-20bps of the leaders, and the institution is well-capitalized. Worth considering if you want a non-U.S.-headquartered bank exposure.
Read full Barclays Bank Delaware review →CIT Bank verdict
CIT Platinum has a tiered structure that rewards larger savers. If you can keep $5,000+ in the account, the APY is among the best on this list. Below that threshold the rate drops sharply, so it is not a good fit for emergency funds being actively built up.
Read full CIT Bank review →