Barclays Bank Delaware vs BrioDirect
Head-to-head comparison of Barclays Online Savings and BrioDirect High-Yield Savings, updated daily.
BrioDirect currently wins on APY: 4.85% vs 4.35%
| Feature | Barclays Bank DelawareUpdated 1d ago | BrioDirectUpdated 1d ago |
|---|---|---|
| APY | 4.35% | 4.85%★ |
| Min opening deposit | $0★ | $5,000 |
| Min balance for APY | $0★ | $25 |
| Monthly fee | $0.00 | $0.00 |
| Insurance | FDIC | FDIC |
| Compounding | daily | daily |
| ATM access | No | No |
| Check writing | No | No |
| Mobile app | Yes | Yes |
| Editor rating | 4.3 / 5 | 4.4 / 5★ |
Barclays Bank Delaware verdict
Barclays is a quietly excellent option that does not get the marketing attention of SoFi or Marcus. APY is consistently within 10-20bps of the leaders, and the institution is well-capitalized. Worth considering if you want a non-U.S.-headquartered bank exposure.
Read full Barclays Bank Delaware review →BrioDirect verdict
BrioDirect currently leads the pack on APY in April 2026, and it has been at or near the top for over a year — this is not a teaser rate that disappears in 90 days. The catch is the $5,000 minimum opening deposit, which makes this a poor fit for someone just starting their emergency fund.
Read full BrioDirect review →