Alliant Credit Union vs BrioDirect
Head-to-head comparison of Alliant High-Rate Savings and BrioDirect High-Yield Savings, updated daily.
BrioDirect currently wins on APY: 4.85% vs 3.10%
| Feature | Alliant Credit UnionUpdated 1d ago | BrioDirectUpdated 1d ago |
|---|---|---|
| APY | 3.10% | 4.85%★ |
| Min opening deposit | $5★ | $5,000 |
| Min balance for APY | $100 | $25★ |
| Monthly fee | $0.00 | $0.00 |
| Insurance | NCUA | FDIC |
| Compounding | monthly | daily |
| ATM access | Yes★ | No |
| Check writing | No | No |
| Mobile app | Yes | Yes |
| Editor rating | 3.4 / 5 | 4.4 / 5★ |
Alliant Credit Union verdict
Alliant is included on this list as the credit union benchmark, not because the rate is competitive (it is not — about 150bps below the leaders). Choose Alliant only if you specifically want the credit union ownership model and the ATM network access.
Read full Alliant Credit Union review →BrioDirect verdict
BrioDirect currently leads the pack on APY in April 2026, and it has been at or near the top for over a year — this is not a teaser rate that disappears in 90 days. The catch is the $5,000 minimum opening deposit, which makes this a poor fit for someone just starting their emergency fund.
Read full BrioDirect review →