Alliant Credit Union vs Barclays Bank Delaware
Head-to-head comparison of Alliant High-Rate Savings and Barclays Online Savings, updated daily.
Barclays Bank Delaware currently wins on APY: 4.35% vs 3.10%
| Feature | Alliant Credit UnionUpdated 1d ago | Barclays Bank DelawareUpdated 1d ago |
|---|---|---|
| APY | 3.10% | 4.35%★ |
| Min opening deposit | $5 | $0★ |
| Min balance for APY | $100 | $0★ |
| Monthly fee | $0.00 | $0.00 |
| Insurance | NCUA | FDIC |
| Compounding | monthly | daily |
| ATM access | Yes★ | No |
| Check writing | No | No |
| Mobile app | Yes | Yes |
| Editor rating | 3.4 / 5 | 4.3 / 5★ |
Alliant Credit Union verdict
Alliant is included on this list as the credit union benchmark, not because the rate is competitive (it is not — about 150bps below the leaders). Choose Alliant only if you specifically want the credit union ownership model and the ATM network access.
Read full Alliant Credit Union review →Barclays Bank Delaware verdict
Barclays is a quietly excellent option that does not get the marketing attention of SoFi or Marcus. APY is consistently within 10-20bps of the leaders, and the institution is well-capitalized. Worth considering if you want a non-U.S.-headquartered bank exposure.
Read full Barclays Bank Delaware review →